Fixed Deposit par maturity ke time kitna paisa milega, ye jaano. Zyadatar bank quarterly compounding use karte hain, ye calculator bhi wahi maanta hai.
FD maturity ka formula
A = P × (1 + r/400)4t. Yahan P deposit amount hai, r saalana interest rate hai aur t saalon mein tenure hai.
FD par mila interest aapki income mein judta hai aur slab ke hisaab se tax lagta hai. Interest ek limit se zyada ho to bank TDS bhi kaat sakta hai.
Note: Senior citizens ko aksar zyada rate milta hai. Apne bank ka current rate check karke hi calculate karein.