Home loan, car loan ya personal loan lene se pehle jaan lo ki har mahine kitni EMI aayegi. Loan amount, interest rate aur tenure daalo, aur turant result dekho.
EMI kaise calculate hoti hai?
EMI ka formula hai: EMI = P × r × (1+r)n / ((1+r)n − 1). Yahan P loan amount hai, r monthly interest rate hai (saalana rate ÷ 12 ÷ 100), aur n mahinon ki sankhya hai.
Tenure lamba karne se EMI kam ho jaati hai, lekin total interest badh jaata hai. Isliye utni hi lambi tenure chuno jitni zaroori ho, aur jab bhi extra paisa ho to part-prepayment karne ki koshish karo.
Note: Ye calculator sirf andaaza deta hai. Asli EMI bank ki processing fee, insurance aur rate type (fixed ya floating) par depend karti hai.